Credit Card Company That You Can Trust: Chase

If you are looking for a credit card company to give your business to, but are unsure of which one to choose, then you may want to consider Chase. They are known for being one of the best credit cards around. They make applying for one of their cards very simple and there are no hidden charges.

When you sign up, they will give you all of the information about any charges that they may charge you. They do not have annual fees and offer a 0% interest introductory rate. Also, Chase offers fraud protection, which is a very important thing to have these days.

It is so easy to apply for a Chase credit card. Applying on their website is simple, too. Their website is also a great place to learn more about their credit cards including the interest rates and pictures of each kind of card.

You can also pay your credit card bill online. This is a fast and secure way for you to pay your credit card bill. If you do not have a Chase credit card, but have heard great things about the company, you can sign-up on their website. If you fill out the form correctly, then you could be a Chase member in just a few days.

Chase offers individual accounts and small business accounts. This is great for those of you who are looking for a credit card to start your small business.

Chase credit cards are accepted all over the world, so you do not have to worry about being able to use it on a trip abroad. Chase also gives their customers air miles for every dollar, so you may be able to take a vacation much cheaper than you think.

Recently, Chase has went through some bad press – mainly aimed at their customer service practices, but they have made strides to make their customer service better and to lower their interest rates. If you are looking for a credit card with a proven track record, then you will want to consider Chase.

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Learning About Cash Back Credit Cards: Good or Bad Idea?

Getting a credit card that offers cash back always sounds like a good idea.  What could be better than getting cash back on all the purchases that you make with your credit card?  It sounds too good to be true, doesn’t it?  

Well, there are cards that give you free cash, but it is usually only around 1% cash back.  However, free money is free money, right?  Well, sometimes. 

If you like to buy a lot of things in one month, this kind of credit card probably sounds great to you.  However, you need to keep in mind that they are not going to give you cash back on every purchase that you make.  Even if they claim to give you cash back on every purchase, they will only give you up to a certain amount per transaction.  The company also has a strict limit on the amount that they will give back to their customers.  If you read the little, bitty print on the form that you signed, you will see a paragraph with their limits in the terms and agreements. 

This is another way to try to draw in new customers for these companies.  It is a good credit card to have and sounds great in theory, but they will have to check your credit rating before they will give you their card. 

Research different credit card companies to see what they are offering.  You may be surprised to find a cash back credit card that offers you just what you need and want with a high cash back percentage, few limits on the amount they will give you back, and instant cash deposits when you make each purchase with their card. 

Although these credit cards seem like a great thing to have, some companies will need your credit rating to be great too.  However, there are credit card companies that offer these cards to people with a low credit rating to help them rebuild their credit.  Research all of your options. 

What should your decision be?  If you have a good credit rating, then this card is a great option for you.  Research different card companies – there are cards out there that offer you up to 3% cash back and impose very few limits.  If, however, you have a bad credit rating, you may want to find a credit card that will help you rebuild your credit.

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Why we Need to Take Risks

It does not matter if you are a Doctor, a Lawyer or an infantry soldier in the Army if you want to be the best and get ahead, you will need to take risks. A doctor may have to take risks when working with a patient. The Doctor may have to experiment with different forms of medications or new surgical procedures when all else has failed in an attempt to help the patient. A lawyer may have to argue a case in an unorthodox manner to win the case, but if the lawyer wants to become the top lawyer and make millions of dollars fighting high profile cases lots of risks have to be taken. A soldier may have to take a risk and run thru gunfire to save another injured soldier, to complete their mission, or just to secure an area from being overrun by enemy troops, after going days with little to no sleep, but if a soldier wants to get promotions and eventually lead men into battle they also need to take risks. These risks are not unlike someone looking to get rich in a casino, they have to be willing to risk everything they have to get that million dollar payoff. If you play it safe in a casino you may get lucky and win a big jackpot on the slot machines, but if you want to make millions you are going to have to play games such as Poker, Blackjack, Roulette and Craps . These are the games that with some skill, some luck and a lot of risk taking you can retire off your winnings. The same can be said about life in general. No one gets ahead in life from playing it safe. You will not meet your special someone if you are too afraid to risk getting rejected by someone, you will never get that big promotion unless you take risks at your job. It is very important to continue to take risks in life. To stop taking risks means to stand still in life. Standing still in life is one of the main causes of depression. These are usually the people afraid to confront the boss and tell him that they demand a raise; they are the ones that allow life to pass them by out of fear. The entire purpose of fear is to stop you from taking a risk. Fear is nothing more then the unknown. If you have always wanted to quit your job and open a shop but you are too afraid to do it, this is because you are afraid of failing and risking what you already have. It is important to learn to take risks in life if you want to be happy, you may not always get the things you risked for, but you will know that you tried, and in the end it does not matter in my opinion if you succeed or not it is how many risks you try to make that is the real test of how successful you are. Just remember if no one took risks we would be a world without flight and probably no automotive vehicles at all, maybe we would have no electricity. So risk truly is needed to improve the world.

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